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What Is an Umbrella Policy and Why Do You Need One?

Take a second and imagine that you’re 61-years old. Imagine that you’re well-seasoned in your career, just a few years away from retirement, and have a healthy portfolio of assets. You have two homes – one permanent and one vacation – and a car that is all fully paid off. Suddenly, as you’re driving up…

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You Can Prepare…

East Coast Hurricane Season is roughly June to November.  In wake of last years, Hurricane Sandy, we owe it to ourselves to make sure we are prepared.  The past two years have brought some “wild weather”.   There are things we can do now, to make sure we are ready.  Some questions to ask ourselves; Do I…

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Lightning Strikes Your House… Are You Covered???

Sadly the National Weather Service reports that lightning causes an average of 4,400 home structure fires each year.  Summertime is prime time for strikes, so it’s best to be prepared. Is there Coverage for Lightning Damage? In short, you are covered, under the Homeowner’s -3 (all peril) policy & Dwelling Property (DP-3) policy.  Companies will…

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