Posts by chaseclarkestewartfontana
Lightning Safety!
Indoor Safety A safe shelter is a building with electricity and/or plumbing or a metal-topped vehicle with windows closed. Picnic shelters, dugouts, small buildings without plumbing or electricity are not safe. Key Indoor Safety Tips Stay off corded phones. You can use cellular or cordless phones. Don’t touch electrical equipment or cords. Avoid plumbing. Do not…
Read MoreTerrorism Insurance for Business! Coverage, or not?
Have you heard about terrorism insurance? There has been a lot of chatter about terrorism coverage since the Boston Marathon disaster. Upwards of 400 businesses employing over 7,000 people in the area of the blast were affected with an economic impact upwards of 300 million dollars. Will your business insurance pay for these claims? That…
Read MoreDistracted Driving? Stop!
Have you noticed distracted driving? Who has not? So, most of us drive to work on a daily basis. For those of you taking the train, or subway, you may be safer than us motorists braving the mean local streets, by-ways and highways I cannot drive down the road without noticing several different motorists…
Read MoreYour Hot Water Heater Explodes and Causes Property Damage! Are you Covered?
Well then. Lets hope this never happens to anyone….. So, lets break this down a bit. Explosion is a covered peril under the Homeowners 3 Special form. Coverage is provided under Section I Property Coverages extending coverage to both the dwelling structure and personal property. So, if your hot water heater explodes, you have coverage under…
Read MoreDriving and painting!
Don’t get caught driving and painting! So, this morning I was driving to work when I noticed a trail of yellow along a secondary highway. The deep yellow trail ran down the center of the two lane highway scattered between both lanes. It appeared dry. As I continued on, I noticed that the yellow was…
Read MoreNew England Weather – Keeping Your Car In Shape
New England weather takes a toll on us physically. Whether the weather is 70 degrees in March or 30 degrees in April, we feel it. So, if we feel it, our vehicles must feel it too. Keeping your car in Shape is as important as keeping yourself in tip top shape. Here are some Tips:…
Read MoreHomeowners Guide to Getting in the Spring Swing of Things
Well, Spring has arrived. I guess, even though it doesn’t feel like it today. The swing of Spring with temperatures in the 70’s earlier this week and now a balmy 37 degrees and according to weather.com it feels like 29 degrees. So, lets look on the bright side, April showers will bring May Flowers.…
Read MoreSinkholes! Are you covered?
Sinkholes! Are you covered? Sinkholes are NOT Covered Under the Home or Dwelling fire policies! Did you know that Massachusetts has already suffered sinkholes? Road buckles in Fall River creating huge sinkhole – March 30, 2010 Water main break causes sinkhole in Lowell – October 12, 2011 17 foot deep sinkhole emerges in Holyoke, MA…
Read MoreWalkway Liability…Are you covered?
So, if your babysitter, mailman, neighbor or anyone else who is not defined as an insured breaks their leg in your home or on your property. Are they covered? Well, that’s a good question. The short answer is maybe. There are two coverage parts under Section II – Liability coverage. The first part…
Read MoreWorried about uninsured drivers ?
Unfortunately uninsured drivers are all around. Glance around next time you are cruising down the Rte. 91. As many as 1 out of 7 cars hurtling past you could be uninsured. You may be one wrong move away from financial ruin without adequate insurance protection. Then there are those drivers with state minimum insurance coverage.…
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